With interest rates at an all-time low, Student Loans are an attractive option for parents considering a theraputic secondary education for their children. Financing your child's education with student loans allows you to make low monthly payments over an extended period of time.
We are pleased to offer parents assistance with the loan process. We can refer you to loan professionals that provide personal, hassle-free assistance throughout the loan process. They are often able to secure funding for all your educational expenses such as escort services, ancillaries, and enrollment fees.
Low interest rates and (amortization over 20 years) will allow families to finance their child's education with affordable monthly payments. In some instances payments can be deferred for up to 6 months. Loans have no prepayment penalty or cancellation fees. our loan expert has personal experience with struggling teens and understands the additional burden the financing can bring.
Pre-approval often within 24-48 hours
One point-of-contact to find the best loan for your student
Loans may cover travel expenses and other ancillary expenses
Low interest rates
Affordable monthly payments
No prepayment or cancellation fees
Sample Borrowing Guidelines for Boarding Schools and Wilderness Programs
These guidelines help families understand how affordable a Therapeutic Education can be. Please note that the figures contained on this page are only examples; each family's borrowing plan will be determined on an individual basis.
Average stay and cost for 6 weeks at a Wilderness Program would be $17,000 (actual length will be determined by each school) Monthly payment would average $118.00 per month.
Average stay and cost for 12 months at a Therapeutic Boarding School is $54,000 (based on $4,500 a month tuition) Monthly payment would average $375.00 per month.
Interest rates with all lending institutions are variable and based on a percentage over LIBOR. The above examples are based on a 5% interest rate and 5% origination fee, amortized over 20 years. Interest rates change on a quarterly basis. Call Clark Educational Services for current interest rates. A 10 or 15 year amortization payment plan is available upon request.
Please note:
Escort and Educational Consultant Fees may also be financed.
The above figures are subject to change. Can finance for any amount and can defer payments.
This is an average estimate; each child's needs vary.
Financial Service Department: 888-755-3079
Education Loans - Frequently Asked Questions
What can be financed?
Monthly Tuition
Estimated Student Deposit or Supplemental Fees
Enrollment Fees
Student Field trip, excursions, etc.
Student Escort Services
Airfares, financial consultant fees, other expenses
What are the terms and conditions of the loan?
Amortized over 20 years
No prepayment penalty or cancellation fees
2% to 5% funding fee
The interest rate is variable based on Prime +3.85 and Libor +3.50
What service do we provide?
Pre-approval within 24 hours
Understanding of all that goes in to the loan
Loan amount and monthly payment established with one call
One point-of-contact to find the best loan for your student
Loans may cover travel expenses and other ancillary expenses
Personal Communication with your school regarding all loan details
With interest rates at an all-time low, Student Loans are an attractive option for parents considering a private secondary education for their children. Financing your child's education with student loans can allow you to make low monthly payments over a period of time.
LOW INTEREST EDUCATION LOANS CUSTOMIZED
The application process is quick and easy.
Loan approval within 24 hours
Differed payments for up to 7 months
Quality selection of funding sources
Funding available for hundreds of private schools and programs
Coverage for all educationally related expenses
Affordable monthly payments
Comprehensive analysis and coordination of all fees and necessary services
"I just wanted to send a big thank your agents, especially Tracie, when they transported my daughter. She gave me a hug when she arrived and calmed my fears. She was so
professional, so in control and yet so gentle and soothing. My nerves were so on edge beforehand, but the minute she arrived, I
relaxed and knew all was well. She got my daughter comfortable and laughing before they even left. She called me twice during the trip to let me know how it was going and I just want to thank her with all my heart! She has truly saved the life of a promising young girl who otherwise would have not been able to get the help she is now getting. Thanks so much for her and God bless you all. "
---T.W.
"We want to thank you for... everything! We could not have done this without your service. We appreciate your professionalism, promptness, thoroughness, communication and compassion. Our sincere thanks to your Agents!!"
"We were so pleasantly surprised by the calm and smooth transition that was made for our daughter between our home and her new school. Your Agents made Cindy feel safe and in the hands of caring friends rather than adversaries. Your staff provided for every situation and made us, as parents feel comforted as well."